We offer a variety of certificates of deposit at nationally competitive rates to fit your investment needs.

Rate Information
The interest rates and annual percentage yields (APYs) are available on our Current Rates page. The APY assumes that interest will remain on deposit until maturity. A withdrawal will reduce earnings.

The interest rate and APY will not change for the term of the account. Interest begins to accrue from the date the account is opened. Interest may be paid by being added to the certificate quarterly. Or, you may receive your interest through an automatic deposit to an account or by check.

Limitations
A $500 minimum balance is required for CDs. You may not make withdrawals from the account until maturity.

Time Account Information
CDs automatically renew for the same term unless otherwise stated. You have 10 days after the maturity date to withdraw the funds without penalty.

If you withdraw any of the principal before the maturity date, the following penalties may be imposed on the amount withdrawn:

1 day - 91 days 92 days - 182 days 183 days - 59 months 60 months - 119 months 120 months or more

31 days simple interest 90 days simple interest 180 days simple interest 365 days simple interest 730 days simple interest

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