Checking Accounts
Free Checking
Offers all the benefits of a regular checking account and it's FREE!
Direct deposit is required.

  • No minimum balance.
  • No service charge.
  • Unlimited check writing.
  • Free Visa Check Card.
  • 24-hour live customer support.
  • Free Online Banking, Bill Payment and eStatements.
Open an Account »
Free Checking from Armed Forces Bank of California gives you all this, and no opening balance requirement, so open your account today!

Other Checking Accounts
Regular Checking

Unlimited check writing at a very affordable cost.
  • Free Visa Check Card.
  • Unlimited check writing.
  • No service charge with a minimum balance of $300 or average balance of $1,000.
  • If your balance is below the minimum and average balances during the statement cycle, a maintenance fee of $7.50 will be assessed.
  • 24-hour live customer support.
  • Free Online Banking, Bill Payment and eStatements.
Checking with Interest

Earn interest on your checking balance.
  • No service charge with a minimum balance of $500 or average balance of $1,500.
  • If your balance is below the minimum and average balances during the statement cycle, a maintenance fee of $7.50 will be assessed.
  • Interest is earned on the entire balance.
  • Interest will be compounded to your account monthly.
  • 24-hour live customer support.
  • Free Online Banking, Bill Payment and eStatements.
Classic Checking

Has exclusive benefits for customers who are 50 years or older and have direct deposit.
  • No service charge.
  • No minimum balance.
  • Free "Exclusive" checks or 40% discount on any other checks.
  • Free cashier's checks and money orders.
  • Free Visa Check Card.
  • Free photocopying and notary service.
  • If a minimum balance of $500 is maintained, the account will earn an interest rate based on current market conditions.
  • Interest will be compounded to your account monthly.
  • Without direct deposit, Checking with Interest account fees apply.
  • 24-hour live customer support.
  • Free Online Banking, Bill Payment and eStatements.
Student Checking

Low-cost account for full-time high school or college students.
  • No minimum balance.
  • No service charge if student uses online banking and eStatements.
  • If student does not enroll in online banking and eStatements, $5 maintenance fee will be assessed monthly.
  • 24-hour live customer support.
  • Free Online Banking, Bill Payment and eStatements.
Money Market Account

If you're looking to combine the benefits of liquidity and higher rates, this account is perfect for you.
  • No service charge with a minimum balance of $1,000.
  • If your balance falls below a minimum balance of $1,000 and average balance of $5,000 during the statement cycle, a maintenance fee of $7.50 is assessed.
  • Interest is earned on the entire balance using a tiered rate based on current market conditions.
  • Interest is compounded to your account monthly.
  • Six pre-authorized withdrawals per statement cycle allowed free; no more than three may be third party checks. If these limits are exceeded, a transaction fee of $3.00 per excess item will be assessed.
  • Accounts which exceed the above transaction limitations will be converted to a Checking with Interest account.
  • 24-hour live customer support.
  • Free Online Banking and eStatements.
Balance
Information
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Terms & Conditions