|Minimum Balance||Annual Percentage Yield|
If your balance falls below $100 during the monthly statement cycle, a $5 maintenance fee will be assessed. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Activity restrictions apply. Fees may be charged to the account which could reduce earnings. The interest rate is accurate as of March 31, 2015.